The Directors Education Series: Home Mortgage Disclosure Act

Home Mortgage Disclosure Act (HMDA) data is being collected at historically detailed levels. Are you ready to explain what your numbers tell about your lending practices? Numbers can tell any story desired by the beholder – we have all seen the carnage that can be left by misinterpreting numbers and data. Understand what type of data is collected about your dwelling-secured consumer and commercial loans. Know your story and be ready to tell it to anyone listening. This program will cover the following topics:

  • Rule Expansion
  • HMDA Data
  • Covered Transactions
  • Loan Origination Volume Reporting Test
  • 1003.2 HMDA-Covered Loans
  • 1003.2(f) Dwelling
  • 1003.2(n) Multifamily Dwelling
  • HMDA Consumer Purpose: Other 1003.2(i)
  • Submission of the HMDA LAR
  • New Data Field: MLO NMLSR ID
  • Mortgage Loan Originator without NMLSR ID

Subscribe to The Directors Education Series and provide your leaders with the guidance and tools needed to navigate the complexities of today's banking environment.

training features:

  • Includes Audio, Video and Powerpoint.
  • PDF Handouts
  • Discussion Questions
  • 20-25 minutes in length (Perfect to show at your monthly board meeting!)
This program is a breakout session from the Directors Education Series, which is a subscription based Library containing over 50 trainings specifically for your Board of Directors. For more information on the Directors Education Series click on or go to You can email questions to or talk with a representative by calling 1-800-831-0678.

Who Should Attend?

This program is recommended for your Executive staff including every member on your Board of Directors.

We are loving the program for our Directors. Training has now become a more regular event and the format and timing of the training is just right for the BOD. They have found the information very helpful in understanding their roles as directors.” — Maureen Daehn, CFO, Maple Bank

After 42 years in Banking and now a Director, the series enables me to continue my knowledge in this ever changing industry! You're never too old to learn, and being a Director it's our responsibility to continue to learn for the good of our organizations.” — Gerald Schmidt, Board Member, Stephenson National Bank and Trust