Texas Home Equity Lending

On January 1, 2018 the Texas home equity reform constitutional amendment went into effect. The amendment expanded home equity opportunities for both lenders and consumers. This webinar reviews home equity lending and home equity lines of credit (HELOCs) as well as the amendment which included fee cap changes; changes for HELOC's on subsequent advances; changes allowing a home equity loan to be refinanced as a traditional "rate and term refi" and home equity lending on farm and ranch property.

Covered Topics

  • The Texas Homestead
  • Liens on Homesteads
  • Home Equity Lending
  • Home Equity Lines of Credit (“HELOC”)
  • Terms, Fees and Documentation
  • Modifications
  • Home Equity-to-Home Equity Refinancings
  • Seasoned Refinancings
  • Reverse Mortgages

Who Should Attend?

Lending officers and their managers, loan administration personnel, loan review, compliance personnel and bank counsel.